Shop Now. Enjoy Now. Pay it in 4.

PayLater provides you with a simple way to enjoy your purchases now and pay
for them in 4 monthly installments.

Download the App

4 Equal Payments

Pay once a month. Receive your order right away.

30 Extra Days to Pay

Installment payments don’t start until 30 days after purchase.

Instant Approvals

Fast and easy to apply. Complete your application in seconds and get approved instantly.

3% iPoints Rewards

Enjoy rewards on every PayLater purchase.


Interest free.

Pay in 4 monthly installments or a 1 time deferred payment. No interest and no late fees, if you pay on time.

No prepayment penalties.

Pay your balance in full and automatically become eligible for an increased spending limit. Payments can easily be made at any time through the Passfeed app.


Simplified billing. Payments are due on the 15th of each month. You’ll receive several email reminders before the due date, giving you plenty of time to keep track of your funds.

Instant access.

Once you are approved you can start shopping immediately. Application results are instant and have a high approval rate.

Manage your account.

It’s easy to view and manage your account anytime anywhere. You can check your balance, make instant payments, and access other account information directly from the user friendly Passfeed app.

How to Apply for PayLater?

  1. Shop for your favorite products
    in the Passfeed Marketplace.

  2. At checkout, select PayLater
    as your payment method.

  3. Create your account, you’ll know if you’re
    instantly approved, and complete your purchase.

Seamless Integration with your store

PayLater integrates with your eCommerce platforms seamlessly, in minutes. Plus, our tech support team is with you every step of the way.